Secure, protect and improve your financial situation.
OUR STORY
Trusted Financial Guidance Since 1999
iQ was established in 1999, with the proprietor now boasting over 42 years of invaluable Financial Services experience.
In 2013 we made a conscious decision to specialise in the niche area of sheltering assets via Trust Planning. This focus allowed us to develop unparalleled expertise and to provide outstanding guidance to our clients.
Our commitment is to offer impartial, factually-accurate, and up-to-date information, both to our valued existing clients, and new customers. Importantly, we do not "sell". We provide verbal consultation and detailed bespoke written explanation, with a view to helping you make your own fully-informed decisions.
SERVICES
Financial Guidance
Asset Protection
You work hard for your money while paying a lot of tax along the way. We offer guidance on financial structures which securely protect your assets and also control your taxation liabilities. Traditional Estate Planning is also available.
Trust Shelter
Using bespoke Trusts which you fully control, we are able to protect your wealth, and particulalrly your investments and fixed assets from all external threat. (including ; litigation, creditors, divorce, bankruptcy, CGT and IHT)
Pension Guidance
Regulated Financial Advice can be extremely expensive. We offer pension guidance, designed to give you a full understanding of all current pension options, so that you can make fully-informed decisions for yourself.
Why choose iQ ?
Our Clients are our No.1 Priority
Expert Guidance
There is simply no substitute for experience, and this is something you cannot study or train for. As a result of many years working with a wide variety
of very different clients, we are now in-demand UK-wide for the provision and delivery of educational presentations to Business and Property Networks.
Customised Solutions
Every individual or business client has a unique set of circumstances and objectives. This requires bespoke guidance and specifically-tailored financial solutions. We design these to secure and protect what has been achieved to-date, and to accelerate the future progress towards medium and long-term goals.
Peace of Mind
From your initial contact through to becoming an iQ client, you will receive time dedicated to providing you with individual support and guidance. We constantly keep up-to-date with all relevant industry developments and changes, leaving you free to concentrate on your own business or personal priorities.
iQ Business Structure
Established Partners
Legal Experts
Trust Lawyers
Trust Planning and establishment is a highly-specialised area, and requires high-level work from a team of London-based Lawyers and offshore Trustees.
iQ conduct preliminary discussions and client meetings in order to guide, advise, and to calculate individual accurate cost vs benefit analyses. We then become the conduit between client and the Legal experts, and provide the Trust and associated control documentation.
Paul Elliott
Wealth Planning Consultant
Paul has 42 years financial services experience, covering many sectors. Nationwide Building Society - 1982-1987 ; Scottish Widows - 1987 - 1991 ;
The Royal Bank of Scotland - 1991 - 1999 ;
He established iQ in 1999 and began specialising in Trust Planning in 2013.
PensionWise - 2023 -2024 which has now resulted in bespoke Pension guidance being added as a service.
Estate Planners
Wills & UK Trusts
In order to maximise the benefits of bespoke Trust shelters, we have an established and trusted relationship with an experienced UK Estate Planner. This ensures that upon death of a client, the sheltered assets are smoothly and tax-efficiently passed down to the next generation. This completes a full protection service and protects any and all accumulated wealth for your family.
PROPERTY INVESTORS
Educational Presentations
Trust Planning provides exceptional benefits for property investors.
We deliver educational presentations on a regular basis at various
Property Investor Network meetings, all over the UK.
Unique challenges
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As a Property Investor, you will be well-aware that your business faces a constantly increasing raft of issues. A bespoke Trust won't cure all of these, but it can make many things very much more secure and increase your security and profitability. We are in a position to show you how to shelter your portfolio from many external threats, including ;
* Creditors * Litigation * Bankruptcy
* Divorce * (plus) Tax Benefits.
Presentation Venues
We have been delighted to be invited to present at locations all over the UK ; including :-
* London (multiple times)
* Edinburgh
* Newcastle (PIN)
* Harrogate (PIN)
* Hull (PIN)
* Humberside (PPN)
* Manchester
* Solihull
* Peterborough
* Chelmsford
Presentation Content
* Trust history and legal basis
* The secret of the Wealthy
* Traditional Trust structure
* How you can control your Trust
* How you manage your assets
* How to mitigate Clause 24
* How to protect Capital Growth
* Trusts & HMRC
* Ownership vs Control
* Personal Management Company
* The practical day-to-day use
* Estate Planning & Inheritance
Pension Guidance Service
Retirement Planning & Options
Regulated Financial Advice has become increasingly expensive, and not all Advisers are authorised for Pension advice. The free service from Pensionwise is helpful, but this is a largely scripted conversation and can be limited in range and depth.
We are in a position to bridge this gap in available guidance, by offering detailed information on all of the options open for your retirement. A telephone appointment is the starting point, which will be bespoke to your individual circumstances and taking into account your objectives. This is then followed by a comprehensive written report via email, which is tailored to your preferences, and includes everything you may need to make your own fully-informed decisions and plans. This includes comparison tools and calculators designed to help you plan accurately. We make no attempt to recommend products and we certainly do NOT sell anything. This is honest, straightforward guidance only.
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